Bank Products – BeliefMedia Finance & Mortgage Broker Digital Marketing

RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%

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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

Home Loan-Fixed I.O.

Our Fixed Rate Home Loan provides you with the best of both worlds, a fixed rate and the full range of home loan benefits including a 100% offset account. A fixed rate loan gives you certainty of what your regular repayment will be for up to 3 years.

Category: Home Loans Last Updated October 9, 2024 Effective November 1, 2024

General Lending Rates

Rates listed below are for a FIXED Interest Only product. Additional Information 1 Year Fixed Rate Loan (<80%) Interest Only. Comparison Rate calculated on a secured loan of $150,000 over a 25 year term based on monthly repayments.

Interest Rate
6.44% PA

Comparison Rate
8.62%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will usually vary based on the LVR and other conditions..

, FIXED, 6.64%

Lending Rate Type: Fixed
Interest Rate: 6.64%, Comparison Rate 8.64%
Repayment Type: Interest Only
Loan Purpose:

, FIXED, 6.44%

Lending Rate Type: Fixed
Interest Rate: 6.44%, Comparison Rate 8.39%
Repayment Type: Interest Only
Loan Purpose:

, FIXED, 6.64%

Lending Rate Type: Fixed
Interest Rate: 6.64%, Comparison Rate 8.43%
Repayment Type: Interest Only
Loan Purpose:

, FIXED, 6.44%

Lending Rate Type: Fixed
Interest Rate: 6.44%, Comparison Rate 8.19%
Repayment Type: Interest Only
Loan Purpose:

, FIXED, 6.64%

Lending Rate Type: Fixed
Interest Rate: 6.64%, Comparison Rate 8.25%
Repayment Type: Interest Only
Loan Purpose:

Product Features

Digital Banking

Offset

Other Additional Information: Payments can be arranged weekly, fortnightly or monthly.

Other Additional Information: Loan Terms up to 30 Years.

Other Additional Information: Maximum loan to valuation ratio of 80% without Lenders Mortgage Insurance (LMI).

Other Additional Information: Available for interest only repayments to approved applicants.

Other Additional Information: Able to pay up to an extra $10,000 per year in addition to your contracted repayments.

Redraw Additional Information: Redraw facility on owner-occupied home loans.

Product Eligibility

Min Age - 18.

Natural Person

Other Additional Information: Maximum loan to valuation ratio of 80% without Lenders Mortgage Insurance (LMI) or up to 95% (owner occupied) or 90% (investment) where LMI is approved.

Residency Status - Loans Are Available To Members Of The Bank Who Are Permanent Residents Of Australia And Currently Live In Australia..

Bank Fees and Charges

Mortgage Establishment Fee (Upfront), Amount: 250.00.

Mortgage Document Fee (Upfront), Amount: 250.00.

Loan Maintenance Fee (Periodic), Amount: 10.00.

Other Credit Fees (Event), Amount: 0.00. Additional Information: Refer to our Fees and charges brochure for information on other fees and charges which may apply.

Document Downloads

brochure-account-access-facility.pdf (203.0 KB)

brochure-fees-charges.pdf (661.7 KB)

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.

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Like this mortgage product?

General Enquires: 1300 235 433 • Support: (02) 8765 8887

The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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