STREET SMART VARIABLE HOME LOAN - INVESTMENT (Principal and Interest)
A variable loan for investors with flexible features such as a 100% offset account to help pay your loan off sooner. Includes a competitive rate, fee free redraw and no monthly or annual fees.
Category: Home Loans Last Updated June 28, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information The comparison rate is based on a secured loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate 6.04% PA
Comparison Rate 6.09%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Redraw
Offset
OtherAdditional Information: No penalty for extra repayments
Product Eligibility
Natural Person
Min Age - 18.
Residency Status - Australian Citizen Or Permanent Residency Only.
Bank Fees and Charges
Home Loan Application Fee (Upfront), Amount: 500.00. Additional Information: Includes application, one legal and standard valuation fee free for first application, for one security only.
Construction Loan Application Fee (Upfront), Amount: 1500.00. Additional Information: Includes application fee, inspection fees and drawdown fees throughout construction period. Legal fees are paid in addition to this and are at cost.
Loan Variation Fee (Event), Amount: 250.00. Additional Information: Includes loan split requests, additional splits, loan top up on existing loan, substitution of security, loan re-fix fee and loan switches (loan switching to a different loan type)
Special Attendance (Event), Amount: 300.00. Additional Information: $300 + at cost fees