RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

  Smart Fixed Rate Home Loan 2 year

for those members who want certainty of repayments
Category: Home Loans  Last Updated October 18, 2024  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a FIXED P&I product. Additional Information Secured by Mortgage over Residential Property
Interest Rate
5.89% PA
Comparison Rate
7.35%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  , VARIABLE, 7.50%
  • Lending Rate Type: Variable
  • Interest Rate: 7.50%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose:

 Product Features

  • Digital Banking
  • Other Additional Information: At the end of the fixed rate period the loan can either be refixed or it transfers to the Mortgage Smart Home Loan variable rate

 Product Eligibility

  • Min Age - 18.
  • Residency Status - Australian Residency Only.
  • Other Additional Information: Maximum LVR 95% subject to Lenders Mortgage Insurance approval

 Bank Fees and Charges

  • Mortgage Smart Home Loan Establishment Fee (Upfront), Amount: 822.00. Additional Information: Establishment fees paid on funding
  • Mortgage Discharge Fee (Exit), Amount: 536.00. Additional Information: Discharge fees are paid on discharge
  • Break Cost Fee (Transaction), Amount: 0.00. Additional Information: Fee may apply if part or all of the loan is repaid early

 Limitations & Restrictions (Constraints)

  • Min Balance of 75000.00

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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