for those members who want certainty of repayments
Category: Home Loans Last Updated October 18, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information Secured by Mortgage over Residential Property
Interest Rate 5.89% PA
Comparison Rate 7.35%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, VARIABLE, 7.50%
Lending Rate Type: Variable
Interest Rate: 7.50%, Comparison Rate 0.00%
Repayment Type: Principal And Interest
Loan Purpose:
Product Features
Digital Banking
OtherAdditional Information: At the end of the fixed rate period the loan can either be refixed or it transfers to the Mortgage Smart Home Loan variable rate
Product Eligibility
Min Age - 18.
Residency Status - Australian Residency Only.
OtherAdditional Information: Maximum LVR 95% subject to Lenders Mortgage Insurance approval
Bank Fees and Charges
Mortgage Smart Home Loan Establishment Fee (Upfront), Amount: 822.00. Additional Information: Establishment fees paid on funding
Mortgage Discharge Fee (Exit), Amount: 536.00. Additional Information: Discharge fees are paid on discharge
Break Cost Fee (Transaction), Amount: 0.00. Additional Information: Fee may apply if part or all of the loan is repaid early