Our 3 year Fixed Home Loan Package is perfect if you have a strict budget as you’ll know exactly what your repayments will be. Plus you pay no monthly or redraw fees. The Credit Union SA Fixed Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more. You pay an annual fee of $395 and in return you’ll save an absolute bundle.
Category: Home Loans Last Updated October 30, 2024 Effective July 31, 2016
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Owner Occupied P&I Package 3 year Fixed ≤97% LVR
Interest Rate 5.69% PA
Comparison Rate 6.59%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
OWNER_OCCUPIED, FIXED, 6.49%
Lending Rate Type: Fixed
Interest Rate: 6.49%, Comparison Rate 6.80%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
INVESTMENT, FIXED, 5.94%
Lending Rate Type: Fixed
Interest Rate: 5.94%, Comparison Rate 6.84%
Repayment Type: Principal And Interest
Loan Purpose: Investment
INVESTMENT, FIXED, 6.24%
Lending Rate Type: Fixed
Interest Rate: 6.24%, Comparison Rate 6.91%
Repayment Type: Interest Only
Loan Purpose: Investment
Product Features
OtherAdditional Information: No loan application or monthly fee
RedrawAdditional Information: Extra repayments can be withdrawn at no cost
Product Eligibility
Min Age - 18.
Residency Status - Australian Citizen Or Permanent Resident.
Bank Fees and Charges
Application Fee (Upfront), Amount: 0.00.
Increase An Existing Home Loan Package (Event), Amount: 0.00.