Interest Only (Owner Occupied)Interest Only (Owner Occupied)
Category : Home Loans Last Updated March 10, 2025 Effective April 14, 2025
General Lending RatesRates listed below are for a VARIABLE Owner Occupied Interest Only product. Additional Information VARIABLE INTEREST ONLY RATE FOR OWNER OCCUPIED HOMES WITH LVR <= 60%
Interest Rate 7.99% PA
Comparison Rate 8.14%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
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Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
USER-INPUT-RATE/BRIDGING_LVR>60%To<=80%
Minimum : 60.01 PERCENT Maximum : 80 PERCENT
Lending Rate Type: Variable Interest Rate: 8.64%, Comparison Rate 8.79% Repayment Type: Interest Only Loan Purpose: Owner Occupied USER-INPUT-RATE/BRIDGING_LVR>80%
Minimum : 80.01 PERCENT Maximum : PERCENT
Lending Rate Type: Variable Interest Rate: 9.04%, Comparison Rate 9.19% Repayment Type: Interest Only Loan Purpose: Owner Occupied USER-INPUT-RATE/CONSTRUCT_LVR<60%
Lending Rate Type: Variable Interest Rate: 8.34%, Comparison Rate 8.49% Repayment Type: Interest Only Loan Purpose: Owner Occupied USER-INPUT-RATE/CONSTRUCT_LVR>60%To<=80%
Minimum : 60.01 PERCENT Maximum : 80 PERCENT
Lending Rate Type: Variable Interest Rate: 8.64%, Comparison Rate 8.79% Repayment Type: Interest Only Loan Purpose: Owner Occupied USER-INPUT-RATE/CONSTRUCT_LVR>80%
Minimum : 80.01 PERCENT Maximum : PERCENT
Lending Rate Type: Variable Interest Rate: 9.04%, Comparison Rate 9.19% Repayment Type: Interest Only Loan Purpose: Owner Occupied USER-INPUT-RATE/STD-OWN_LVR<=60%
Lending Rate Type: Variable Interest Rate: 7.99%, Comparison Rate 8.14% Repayment Type: Interest Only Loan Purpose: Owner Occupied USER-INPUT-RATE/STD-OWN_LVR>60%To<=80%
Minimum : 60.01 PERCENT Maximum : 80 PERCENT
Lending Rate Type: Variable Interest Rate: 8.29%, Comparison Rate 8.44% Repayment Type: Interest Only Loan Purpose: Owner Occupied USER-INPUT-RATE/STD-OWN_LVR>80%
Minimum : 80.01 PERCENT Maximum : PERCENT
Lending Rate Type: Variable Interest Rate: 8.69%, Comparison Rate 8.84% Repayment Type: Interest Only Loan Purpose: Owner Occupied Product Features Product EligibilityResidency Status - Australia. Bank Fees and ChargesLoan Establishment Fee (Upfront), Amount: 300.00.Loan Renegotiation Fee (Event), Amount: 150.00.Settlement Disbursement Fee (Upfront), Amount: 5.00.Loan Switching Fee (Event), Amount: 200.00.Loan Estab Fee - Owner Builder (Upfront), Amount: 500.00.Scheduling Fee - Owner Builder (Upfront), Amount: 550.00.Progress Draw Fee-construction (Upfront), Amount: 95.00.Cu Solicitor Mtg Discharge Fee (Transaction), Amount: 380.00.Mortgage Discharge Fee (Transaction), Amount: 250.00.Ppsr Security Interest Fee (Upfront), Amount: 50.00.Property Search Fee (Upfront), Amount: 30.00.Manual Arrears Transfer Fee (Event), Amount: 5.00.Arrears Reminder Fee (Event), Amount: 5.00.Final Notice Of Demand (Event), Amount: 40.00.Real Time Transfer/npp Fee (Upfront), Amount: 20.00.Loan Redraw Fee (Transaction), Amount: 20.00.Loan Redraw Fee (Transaction), Amount: 0.00.