Bank Products – BeliefMedia Finance & Mortgage Broker Digital Marketing

RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%

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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

Fixed Rate Home Loan

Category: Home Loans Last Updated March 21, 2024 Effective November 1, 2024

General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information 1 YEAR FIXED RATE WITH LVR <= 60%

Interest Rate
5.99% PA

Comparison Rate
7.44%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will usually vary based on the LVR and other conditions..

USER-INPUT-RATE/1YR_LVR>60%To<=80%

Minimum: 60.01 PERCENT Maximum: 80 PERCENT

Lending Rate Type: Fixed
Interest Rate: 6.19%, Comparison Rate 7.46%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

USER-INPUT-RATE/1YR_LVR>80%

Minimum: 80.01 PERCENT Maximum: PERCENT

Lending Rate Type: Fixed
Interest Rate: 6.79%, Comparison Rate 7.52%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

USER-INPUT-RATE/2YRS_LVR<=60%

Lending Rate Type: Fixed
Interest Rate: 6.49%, Comparison Rate 7.40%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

USER-INPUT-RATE/2YRS_LVR>60%To<=80%

Minimum: 60.01 PERCENT Maximum: 80 PERCENT

Lending Rate Type: Fixed
Interest Rate: 6.59%, Comparison Rate 7.42%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

USER-INPUT-RATE/2YRS_LVR>80%

Minimum: 80.01 PERCENT Maximum: PERCENT

Lending Rate Type: Fixed
Interest Rate: 6.69%, Comparison Rate 7.44%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

USER-INPUT-RATE/3YRS_LVR<=60%

Lending Rate Type: Fixed
Interest Rate: 6.49%, Comparison Rate 7.31%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

USER-INPUT-RATE/3YRS_LVR>60%To<=80%

Minimum: 60.01 PERCENT Maximum: 80 PERCENT

Lending Rate Type: Fixed
Interest Rate: 6.59%, Comparison Rate 7.34%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

USER-INPUT-RATE/3YRS_LVR>80%

Minimum: 80.01 PERCENT Maximum: PERCENT

Lending Rate Type: Fixed
Interest Rate: 6.69%, Comparison Rate 7.37%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Product Features

Redraw

Product Eligibility

Natural Person

Residency Status - Australia.

Bank Fees and Charges

Loan Establishment Fee (Upfront), Amount: 300.00.

Loan Administration Fee (Periodic), Amount: 8.00.

Loan Renegotiation Fee (Event), Amount: 150.00.

Settlement Disbursement Fee (Upfront), Amount: 5.00.

Loan Switching Fee (Event), Amount: 150.00.

Loan Estab Fee - Owner Builder (Upfront), Amount: 500.00.

Scheduling Fee - Owner Builder (Upfront), Amount: 550.00.

Progress Draw Fee-construction (Upfront), Amount: 95.00.

Loan Refixing Fee (Event), Amount: 150.00.

Cu Solicitor Mtg Discharge Fee (Transaction), Amount: 380.00.

Mortgage Discharge Fee (Transaction), Amount: 250.00.

Ppsr Security Interest Fee (Upfront), Amount: 50.00.

Property Search Fee (Upfront), Amount: 30.00.

Manual Arrears Transfer Fee (Event), Amount: 5.00.

Arrears Reminder Fee (Event), Amount: 5.00.

Final Notice Of Demand (Event), Amount: 40.00.

Real Time Transfer/npp Fee (Upfront), Amount: 20.00.

Loan Redraw Fee (Transaction), Amount: 20.00.

Loan Redraw Fee (Transaction), Amount: 0.00.

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.

Timezone: 1 · [ CHANGE ]

Want a No Obligation Discussion?

Like this mortgage product?

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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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