RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

  Interest Only (Owner Occupied)

Interest Only (Owner Occupied)
Category: Home Loans  Last Updated March 1, 2024  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied Interest Only product. Additional Information VARIABLE INTEREST ONLY RATE FOR OWNER OCCUPIED HOMES WITH LVR <= 60%
Interest Rate
8.24% PA
Comparison Rate
8.32%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  USER-INPUT-RATE/BRIDGING_LVR>60%To<=80%
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 8.89%, Comparison Rate 8.97%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  USER-INPUT-RATE/BRIDGING_LVR>80%
Minimum: 80.01 PERCENT Maximum: PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 9.29%, Comparison Rate 9.37%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  USER-INPUT-RATE/CONSTRUCT_LVR<60%
  • Lending Rate Type: Variable
  • Interest Rate: 8.59%, Comparison Rate 8.67%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  USER-INPUT-RATE/CONSTRUCT_LVR>60%To<=80%
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 8.89%, Comparison Rate 8.97%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  USER-INPUT-RATE/CONSTRUCT_LVR>80%
Minimum: 80.01 PERCENT Maximum: PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 9.29%, Comparison Rate 9.37%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  USER-INPUT-RATE/STD-OWN_LVR<=60%
  • Lending Rate Type: Variable
  • Interest Rate: 8.24%, Comparison Rate 8.32%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  USER-INPUT-RATE/STD-OWN_LVR>60%To<=80%
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 8.54%, Comparison Rate 8.62%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  USER-INPUT-RATE/STD-OWN_LVR>80%
Minimum: 80.01 PERCENT Maximum: PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 8.94%, Comparison Rate 9.02%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied

 Product Features

  • Redraw

 Product Eligibility

  • Natural Person
  • Residency Status - Australia.

 Bank Fees and Charges

  • Loan Establishment Fee (Upfront), Amount: 300.00.
  • Loan Renegotiation Fee (Event), Amount: 150.00.
  • Settlement Disbursement Fee (Upfront), Amount: 5.00.
  • Loan Switching Fee (Event), Amount: 200.00.
  • Loan Estab Fee - Owner Builder (Upfront), Amount: 500.00.
  • Scheduling Fee - Owner Builder (Upfront), Amount: 550.00.
  • Progress Draw Fee-construction (Upfront), Amount: 95.00.
  • Cu Solicitor Mtg Discharge Fee (Transaction), Amount: 380.00.
  • Mortgage Discharge Fee (Transaction), Amount: 250.00.
  • Ppsr Security Interest Fee (Upfront), Amount: 50.00.
  • Property Search Fee (Upfront), Amount: 30.00.
  • Manual Arrears Transfer Fee (Event), Amount: 5.00.
  • Arrears Reminder Fee (Event), Amount: 5.00.
  • Final Notice Of Demand (Event), Amount: 40.00.
  • Real Time Transfer/npp Fee (Upfront), Amount: 20.00.
  • Loan Redraw Fee (Transaction), Amount: 20.00.
  • Loan Redraw Fee (Transaction), Amount: 0.00.

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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