RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

  Home Loan Interest Only

A flexible loan to assist in the purchase of a home to live in.
Category: Home Loans  Last Updated February 28, 2024  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Interest only period up to five years
Interest Rate
6.24% PA
Comparison Rate
7.89%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  OWNER_OCCUPIED, VARIABLE, 7.34%
  • Lending Rate Type: Variable
  • Interest Rate: 7.34%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Eligibility

  • Min Age - 18.
  • Natural Person

 Bank Fees and Charges

  • Account Keeping Fee (Periodic), Amount: 12.00.
  • Application Fee (Upfront), Amount: 200.00.
  • Arrears Fee (Periodic), Amount: 25.00. Additional Information: For loans in arrears two month or more
  • Break Cost Administration Fee (Event), Amount: 400.00. Additional Information: Payable when the whole of a fixed rate loan is repaid during any fixed rate period and any other break costs do not exceed $400
  • Discharge Preparation Fee (Event), Amount: 60.00. Additional Information: When the balance is repaid in full and a Form 3 is prepared
  • Discharge Settlement Fee (Event), Amount: 100.00. Additional Information: When required to attend at settlement
  • Inward Dishonour Fee (Event), Amount: 20.00. Additional Information: If a cheque received by the Credit Provider is dishonoured this fee will be debited to your account. After that debit is made, this fee is payable as part of the balance
  • Loan Switching Fee (Event), Amount: 200.00. Additional Information: When you apply for consent to any matter relating to the variation of this loan contract or the security (other than a matter for which a specific fee is payable)
  • Subsequent Dealing Fee (Event), Amount: 200.00. Additional Information: When you apply for consent to a subsequent dealing with the mortgaged property
  • Variable To Fixed Rate Fee (Event), Amount: 300.00. Additional Information: Payable when changing from variable to fixed rate
  • Variation Of Loan Contract Fee (Event), Amount: 200.00. Additional Information: Payable when you apply to vary a loan contract

 Limitations & Restrictions (Constraints)

  • Min Balance of 10000.00

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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