Home loan

 General Lending Rates

 Product Features

• Offset

• Redraw

 Product Eligibility

• Natural Person

• Min Age - 18.

• Residency Status - Australian Citizen.

 Bank Fees and Charges

• Account Keeping Fee (Periodic), Amount: 12.00.

• Additional Redraw Fee (Event), Amount: 20.00. Additional Information: Payable in respect of each redraw in a month after the first free redraw

• Application Fee (Upfront), Amount: 200.00.

• Arrears Fee (Periodic), Amount: 25.00. Additional Information: For loans in arrears two month or more

• Bank Cheque Fee (Event), Amount: 12.00. Additional Information: Payable for each cheque from a Bank (other than Cairns Bank) you request

• Corporate Cheque (Event), Amount: 10.00.

• Discharge Preparation Fee (Event), Amount: 60.00. Additional Information: When the balance is repaid in full and a Form 3 is prepared

• Discharge Settlement Fee (Event), Amount: 100.00. Additional Information: When required to attend at settlement

• Loan Switching Fee (Event), Amount: 200.00. Additional Information: When you apply for consent to any matter relating to the variation of this loan contract or the security (other than a matter for which a specific fee is payable)

• Subsequent Dealing Fee (Event), Amount: 200.00. Additional Information: When you apply for consent to a subsequent dealing with the mortgaged property

• Variable To Fixed Rate Fee (Event), Amount: 300.00. Additional Information: Payable when changing from variable to fixed rate

• Variation Of Loan Contract Fee (Event), Amount: 200.00. Additional Information: Payable when you apply to vary a loan contract

 Limitations & Restrictions (Constraints)

• Min Limit of 10000.00