Home loan Fixed 1 year

 General Lending Rates

• Lending Rate Type: Variable
• Interest Rate: 7.09%, Comparison Rate 7.48%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

 Product Features

• Offset

• Redraw

 Product Eligibility

• Min Age - 18.

• Residency Status - Australian Citizen.

• Natural Person

 Bank Fees and Charges

• Account Keeping Fee (Periodic), Amount: 12.00.

• Additional Redraw Fee (Event), Amount: 20.00. Additional Information: Payable in respect of each redraw in a month after the first free redraw

• Application Fee (Upfront), Amount: 200.00.

• Arrears Fee (Periodic), Amount: 25.00. Additional Information: For loans in arrears two month or more

• Bank Cheque Fee (Event), Amount: 12.00. Additional Information: Payable for each cheque from a Bank (other than Cairns Bank) you request

• Break Cost Administration Fee (Event), Amount: 400.00. Additional Information: Payable when the whole of a fixed rate loan is repaid during any fixed rate period and any other break costs do not exceed $400

• Corporate Cheque (Event), Amount: 10.00.

• Discharge Preparation Fee (Event), Amount: 60.00. Additional Information: When the balance is repaid in full and a Form 3 is prepared

• Discharge Settlement Fee (Event), Amount: 100.00. Additional Information: When required to attend at settlement

• Refixing Fee (Event), Amount: 300.00. Additional Information: Payable when changing from one fixed rate to another

• Subsequent Dealing Fee (Event), Amount: 200.00. Additional Information: When you apply for consent to a subsequent dealing with the mortgaged property

• Variation Of Loan Contract Fee (Event), Amount: 200.00. Additional Information: Payable when you apply to vary a loan contract

 Limitations & Restrictions (Constraints)

• Min Balance of 10000.00