ACCELERATOR PACKAGE HOME LOAN - 3 YEAR FIXED SPECIAL OFFER - OWNER-OCCUPIED (Principal and Interest)

 General Lending Rates

 Product Features

• Offset Additional Information: With Debit card access

• Redraw

• Other Additional Information: No penalty for extra repayments

 Product Eligibility

• Min Age - 18. Additional Information: 18 years

• Natural Person

• Residency Status - Australian Citizen Or Permanent Residency Only.

 Bank Fees and Charges

• Accelerator Package Annual Fee (Periodic), Amount: 395.00. Additional Information: Paid in advance. Initial fee included in total loan amount at settlement. Each annual fee thereafter is deducted from the attached offset account.

• Late Payment (Event), Amount: 25.00.

• Redraw Fee - Staff Assisted (Event), Amount: 30.00.

• Safe Custody Fee (Periodic), Amount: 50.00. Additional Information: E.g. certificate of titles, wills, etc

• Re-issue Loan Documentation Fee (Event), Amount: 125.00.

• Special Attendance Fee (Event), Amount: 0.00. Additional Information: Charged at cost

• Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.

• Solicitors Preparation Fee (Event), Amount: 0.00. Additional Information: Charged at cost

• Additional Valuation Fee (Event), Amount: 0.00. Additional Information: Charged at cost

• Search Fees (Event), Amount: 0.00. Additional Information: Charged at cost

• Early Repayment Fee (erf) (Exit), Amount: 0.00. Additional Information: Refer to loan contract

• Special Attendance Fee - Mortgage Discharge (Event), Amount: 696.00.

• Lenders Mortgage Insurance (lmi) (Upfront), Amount: 0.00. Additional Information: The amount of this fee will be available on application, as it is dependent on the loan to valuation ratio of each loan.

• Rate Lock Fee (Event), Amount: 500.00.

 Limitations & Restrictions (Constraints)

• Min Limit of 100000.00 Additional Information: Minimum loan size applies only at application