RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

  Special Police Variable Home Loan Rate

Home loans with more than just low rates
Category: Home Loans  Last Updated October 14, 2024  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate
5.93% PA
Comparison Rate
5.94%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Redraw
  • Insurance
  • Offset

 Product Eligibility

  • Employment Status - Payg Income And Be Outside Any Probationary Periods Of Employment.
  • Residency Status - Australian Citizen.
  • Other Additional Information: Member of BankVic
  • Other Additional Information: Police Officer
  • Min Age - 18.

 Bank Fees and Charges

  • Mortgage Establishment Fee (Upfront), Amount: 600.00. Additional Information: Includes valuation, solicitor s fees, one Torrens title search and mortgage preparation costs. If applicable, the following fees may be summarised and presented as an Establishment Fee
  • Mortgage Establishment Fee Existing Loan (Upfront), Amount: 300.00. Additional Information: Includes, solicitor s fees, one Torrens title search and mortgage preparation costs. If applicable, the following fees may be summarised and presented as an Establishment Fee
  • Valuation Fee (Upfront), Amount: 300.00. Additional Information: Only charged when a standard metro valuation is needed for setup or if additional valuation is required. If applicable, this fee may be summarised and presented as an Establishment Fee
  • Valuation Fee Country (Upfront), Amount: 330.00. Additional Information: Charged at-cost for non-standard valuation (e.g. country property, interstate or high-value properties)
  • Switching Loan Products (Upfront), Amount: 200.00. Additional Information: Loan switching payable when we agree to your request to change your type of home loan or your interest rate.
  • Production Of Title Fee (Upfront), Amount: 330.00. Additional Information: Request to revise Certificate of Title held by BankVic requires consent to mortgage, ownership, including subdivisions, second mortgages, caveats in Victoria only (fee can differ in other states)
  • Top-up Fee (Upfront), Amount: 200.00. Additional Information: Increase in loan amount with no valuation required. This top-up fee is waived when a standard metro valuation is required for an increase in loan amount.
  • Representation Fee (Event), Amount: 99.00. Additional Information: Attendance at settlement by BankVic or its representative
  • Security Substitution Fee (Event), Amount: 400.00. Additional Information: Exclusive of government and other charges
  • Discharge Fee (Event), Amount: 295.00. Additional Information: Payable upon payout of your loan if you request to discharge the mortgage. Exclusive of government and other charge
  • Title Search Fee (Event), Amount: 25.00. Additional Information: Torrens title, where additional searches required
  • Financial Institution Cheque (Transaction), Amount: 0.00.
  • Redraw (Transaction), Amount: 0.00. Additional Information: Only available with variable rate home loans. Minimum transaction at $50

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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