Family Home Guarantee (Bendigo Complete Home Loan)
The Family Home Guarantee is now available to single legal guardians of children, for example aunts, uncles and grandparents.
The Family Home Guarantee mirrors the Bendigo Complete Home Loan offering a 100% offset account on both variable and fixed rates - allowing you to save interest.
* Check Eligibility Criteria for Scheme Loans
Category: Home Loans Last Updated December 16, 2024 Effective January 10, 2025
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information
Interest Rate 5.74% PA
Comparison Rate 6.36%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
OWNER_OCCUPIED, FIXED, 6.04%
Lending Rate Type: Fixed
Interest Rate: 6.04%, Comparison Rate 6.44%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.74%
Lending Rate Type: Fixed
Interest Rate: 5.74%, Comparison Rate 6.36%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.04%
Lending Rate Type: Fixed
Interest Rate: 6.04%, Comparison Rate 6.41%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.04%
Lending Rate Type: Fixed
Interest Rate: 6.04%, Comparison Rate 6.39%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.04%
Lending Rate Type: Fixed
Interest Rate: 6.04%, Comparison Rate 6.38%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, VARIABLE, 6.24%
Lending Rate Type: Variable
Interest Rate: 6.24%, Comparison Rate 6.46%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
Product Features
OffsetAdditional Information: Up to six 100% Offset Accounts per loan
RedrawAdditional Information: Online redraw available
OtherAdditional Information: Weekly, fortnightly or monthly repayments
OtherAdditional Information: Unlimited additional repayments if variable, otherwise 20% of loan balance when fixed
Product Eligibility
Min Age - 18.
OtherAdditional Information: Credit and Lending Criteria, Fees and Charges Apply
OtherAdditional Information: Check Eligibility Criteria for Scheme loans.
Establishment Fee (Upfront), Amount: 784.000000. Additional Information: Incorporates all standard upfront fees into this amount (That is, Application Fee $150, Standard Documentation Fee $250, Settlement Fee $100, Title Search Fee $50, Standard Valuation Fee $234)