Bank Products – BeliefMedia Finance & Mortgage Broker Digital Marketing

RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%

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Example Interest Rates: Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.69% (6.52%*) • Investment PI: 5.49% (5.98%*)

Bendigo Easy Home Loan

For customers looking for a simple, no frills home loan with low upfront fees and no ongoing fees (MSF).

Category: Home Loans Last Updated December 16, 2024 Effective December 18, 2024

General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information LVR < 80.01%

Interest Rate
5.74% PA

Comparison Rate
6.11%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will usually vary based on the LVR and other conditions..

OWNER_OCCUPIED, VARIABLE, 6.19%

Lending Rate Type: Variable
Interest Rate: 6.19%, Comparison Rate 6.20%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

OWNER_OCCUPIED, FIXED, 5.99%

Lending Rate Type: Fixed
Interest Rate: 5.99%, Comparison Rate 6.17%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

OWNER_OCCUPIED, FIXED, 5.74%

Lending Rate Type: Fixed
Interest Rate: 5.74%, Comparison Rate 6.11%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

OWNER_OCCUPIED, FIXED, 6.04%

Lending Rate Type: Fixed
Interest Rate: 6.04%, Comparison Rate 6.15%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

OWNER_OCCUPIED, FIXED, 6.04%

Lending Rate Type: Fixed
Interest Rate: 6.04%, Comparison Rate 6.14%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

OWNER_OCCUPIED, FIXED, 6.04%

Lending Rate Type: Fixed
Interest Rate: 6.04%, Comparison Rate 6.13%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

OWNER_OCCUPIED, VARIABLE, 7.23%

Lending Rate Type: Variable
Interest Rate: 7.23%, Comparison Rate 6.64%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

OWNER_OCCUPIED, FIXED, 6.79%

Lending Rate Type: Fixed
Interest Rate: 6.79%, Comparison Rate 6.26%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

OWNER_OCCUPIED, FIXED, 6.49%

Lending Rate Type: Fixed
Interest Rate: 6.49%, Comparison Rate 6.25%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

OWNER_OCCUPIED, FIXED, 6.54%

Lending Rate Type: Fixed
Interest Rate: 6.54%, Comparison Rate 6.29%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

OWNER_OCCUPIED, FIXED, 6.54%

Lending Rate Type: Fixed
Interest Rate: 6.54%, Comparison Rate 6.32%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

OWNER_OCCUPIED, FIXED, 6.54%

Lending Rate Type: Fixed
Interest Rate: 6.54%, Comparison Rate 6.34%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

INVESTMENT, VARIABLE, 6.24%

Lending Rate Type: Variable
Interest Rate: 6.24%, Comparison Rate 6.25%
Repayment Type: Principal And Interest
Loan Purpose: Investment

INVESTMENT, VARIABLE, 6.29%

Lending Rate Type: Variable
Interest Rate: 6.29%, Comparison Rate 6.30%
Repayment Type: Principal And Interest
Loan Purpose: Investment

INVESTMENT, FIXED, 6.19%

Lending Rate Type: Fixed
Interest Rate: 6.19%, Comparison Rate 6.28%
Repayment Type: Principal And Interest
Loan Purpose: Investment

INVESTMENT, FIXED, 5.94%

Lending Rate Type: Fixed
Interest Rate: 5.94%, Comparison Rate 6.23%
Repayment Type: Principal And Interest
Loan Purpose: Investment

INVESTMENT, FIXED, 6.24%

Lending Rate Type: Fixed
Interest Rate: 6.24%, Comparison Rate 6.28%
Repayment Type: Principal And Interest
Loan Purpose: Investment

INVESTMENT, FIXED, 6.24%

Lending Rate Type: Fixed
Interest Rate: 6.24%, Comparison Rate 6.28%
Repayment Type: Principal And Interest
Loan Purpose: Investment

INVESTMENT, FIXED, 6.24%

Lending Rate Type: Fixed
Interest Rate: 6.24%, Comparison Rate 6.27%
Repayment Type: Principal And Interest
Loan Purpose: Investment

INVESTMENT, VARIABLE, 6.44%

Lending Rate Type: Variable
Interest Rate: 6.44%, Comparison Rate 6.33%
Repayment Type: Interest Only
Loan Purpose: Investment

INVESTMENT, VARIABLE, 6.54%

Lending Rate Type: Variable
Interest Rate: 6.54%, Comparison Rate 6.40%
Repayment Type: Interest Only
Loan Purpose: Investment

INVESTMENT, FIXED, 6.29%

Lending Rate Type: Fixed
Interest Rate: 6.29%, Comparison Rate 6.30%
Repayment Type: Interest Only
Loan Purpose: Investment

INVESTMENT, FIXED, 6.04%

Lending Rate Type: Fixed
Interest Rate: 6.04%, Comparison Rate 6.25%
Repayment Type: Interest Only
Loan Purpose: Investment

INVESTMENT, FIXED, 6.34%

Lending Rate Type: Fixed
Interest Rate: 6.34%, Comparison Rate 6.31%
Repayment Type: Interest Only
Loan Purpose: Investment

INVESTMENT, FIXED, 6.34%

Lending Rate Type: Fixed
Interest Rate: 6.34%, Comparison Rate 6.31%
Repayment Type: Interest Only
Loan Purpose: Investment

INVESTMENT, FIXED, 6.34%

Lending Rate Type: Fixed
Interest Rate: 6.34%, Comparison Rate 6.32%
Repayment Type: Interest Only
Loan Purpose: Investment

Product Features

Redraw Additional Information: Manual & Online redraw available

Other Additional Information: Monthly repayments only

Other Additional Information: Unlimited additional repayments if variable, Max $20,000 per fixed term year without penalty.

Product Eligibility

Min Age - 18.

Other Additional Information: Credit and Lending Criteria, Fees and Charges Apply

Bank Fees and Charges

Online Redraw Fee (Event), Amount: 0.000000. Additional Information: Charged when completing a redraw online

Manual Redraw Fee (Event), Amount: 0.000000. Additional Information: Payable each time we agree to a redraw request you make otherwise than through Bendigo e-banking

Break Cost Fee (Variable), Amount: Not Listed.. Additional Information: Payable each time any of the following Break Events occur during a Fixed Rate Period: • at your request, we agree to change the Annual Percentage Rate under your Contract; • you repay your Loan Account balance in full; or • you make an additional repayment (by repaying more than your required repayments under your Contract) where the total of all additional repayments you have made since the start of the Fixed Rate Period or, if later, the anniversary of that date, that exceeds $20,000.00.

Discharge Administration Fee (Exit), Amount: 350.000000.

Security Processing Fee (Upfront), Amount: 199.000000. Additional Information: (Currently Waived)

Variation Fee (Event), Amount: 250.000000.

Default Fee (Event), Amount: 35.000000.

Duplicate Fee (Event), Amount: 16.500000.

Bank Cheque Fee (Event), Amount: 10.000000.

Monthly Admin Fee (Event), Amount: 0.000000. Additional Information: This fee is charged to cover the regular administration and servicing required for your loan

Limitations & Restrictions (Constraints)

Opening Balance of 5000.00

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Like this mortgage product?

General Enquires: 1300 235 433 • Support: (02) 8765 8887

The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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