ANZ Plus Home Loan Variable

 General Lending Rates

• Lending Rate Type: Variable
• Interest Rate: 6.09%, Comparison Rate 6.10%
• Repayment Type: Principal And Interest
• Loan Purpose: Owner Occupied

 Product Features

• Redraw Additional Information: ANZ Plus Redraw could let you access extra payments you've made to an eligible loan when you need to

• Offset Additional Information: An offset account is a transaction account linked to an eligible home loan. The money you have in this account could offset the amount you owe on that loan, and you'll only be charged the interest on the difference.

• Cashback Offer Additional Information: Available to customers refinancing an eligible non-ANZ home loan that is greater than $250,000 for applications submitted before 30 September 2024. T&Cs apply.

• Digital Banking

• Extra Repayments

• Fraud Protection

 Product Eligibility

• Min Age - 18.

• Natural Person

• Residency Status - Australian Citizen, New Zealand Citizen, Australian Permanent Resident.

• Other Additional Information: You're refinancing an existing home loan

• Other Additional Information: You earn a regular salary on a PAYG income

• Other Additional Information: It is your only property, and you live in it

• Other Additional Information: Your property is not located in Tasmania or Northern Territory

• Other Additional Information: Additional Lending Eligibility Criteria

 Bank Fees and Charges

• Late Payment Fee (Event), Amount: 20.00. Additional Information: Charged when a payment remains unpaid for 30 days or more after it is due. A further fee is payable monthly when the loan continues to be in arrears.

• Anz Loan Discharge Fee (Event), Amount: 350.00. Additional Information: This fee is payable each time ANZ is required to attend a property settlement (in person, electronically or another way) and a discharge of the Mortgage over the Property is required.

• Production Fee (Event), Amount: 150.00. Additional Information: This fee is payable each time ANZ produce title documents for you (in person, electronically or another way) on your request.

• Registration Of Mortgage (Variable), Amount: Not Listed.. Additional Information: Payable to the government body when registering a mortgage over a property. Refer to the relevant state/territory revenue office for the amount.

• Discharge Of Mortgage (Variable), Amount: Not Listed.. Additional Information: Payable to the government body when discharging an existing mortgage over a property. Refer to the relevant state/territory revenue office for the amount.

 Limitations & Restrictions (Constraints)

• Max Limit of 2000000.00

• Min Limit of 10000.00