A Fixed Rate Home Loan gives you the best of both worlds - peace of mind with the certainty of fixed rates, without being locked in for a long period of time, available for DHOAS eligible applicants.
Category: Home Loans Last Updated September 24, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information
Interest Rate 5.99% PA
Comparison Rate 6.73%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Eligibility
Residency Status - Individuals Must Be Citizens Or Permanent Residents Of Australia..
Natural Person
Employment Status - Applicants Must Be Currently Employed Or Receiving A Regular Income. Self Employed Clients Should Contact The Bank Prior To Applying.
Min Age - 18.
Bank Fees and Charges
Arrears Notice Fee (Event), Amount: 20.00. Additional Information: 2nd and subsequent reminders by letter or phone
Property Valuation Fee (Variable), Amount: 250.00. Additional Information: At cost. Minimum is $250.00
Copies Of Statements (up To 12 Months) At Branch (Event), Amount: 2.50.
Copies Of Statements (over 12 Months) At Branch Or Posted (Event), Amount: 5.00. Additional Information: per page
Switch/variation Fee - Home & Investment Loans (Event), Amount: 100.00. Additional Information: + 3rd party costs -To switch or vary home loans (other than switching to RateSaver)
Consent Fee (Event), Amount: 250.00. Additional Information: For 2nd or subsequent mortgages or lease registration
Archive Retrieval Fee (Variable), Amount: 50.00. Additional Information: Per hour fee applies plus any expenses incurred