2 Year Fixed Rate Home Loan

 General Lending Rates

 Product Eligibility

• Min Age - 18.

• Residency Status - Individuals Must Be Citizens Or Permanent Residents Of Australia..

• Natural Person

• Employment Status - Applicants Must Be Currently Employed Or Receiving A Regular Income. Self Employed Clients Should Contact The Bank Prior To Applying.

 Bank Fees and Charges

• Default Notice Fee (Event), Amount: 30.00. Additional Information: Payable when a notice is issued regarding a default under the contract

• Audit Certificate Fee (Event), Amount: 50.00. Additional Information: Per audit certificate requested

• Consent Fee (Event), Amount: 250.00. Additional Information: For 2nd or subsequent mortgages or lease registration

• Property Valuation Fee (Variable), Amount: 250.00. Additional Information: At cost. Minimum is $250.00

• Arrears Notice Fee (Event), Amount: 20.00. Additional Information: 2nd and subsequent reminders by letter or phone

• Fixed Rate Lock Fee (Upfront), Amount: 750.00.

• Documentation Re-issue Fee (Periodic), Amount: 100.00. Additional Information: + 3rd party costs

• Switch/variation Fee - Home & Investment Loans (Event), Amount: 100.00. Additional Information: + 3rd party costs -To switch or vary home loans (other than switching to RateSaver)

• Ratesaver Switch Fee (Event), Amount: 100.00. Additional Information: + 3rd party costs-To switch to a RateSaver Loan

• Processing Fee (Upfront), Amount: 450.00.

• Archive Retrieval Fee (Variable), Amount: 50.00. Additional Information: Per hour fee applies plus any expenses incurred

• Copies Of Statements (over 12 Months) At Branch Or Posted (Event), Amount: 5.00. Additional Information: per page

• Mortgage Discharge Fee (Event), Amount: 120.00. Additional Information: + 3rd party costs

• Copies Of Statements (up To 12 Months) At Branch (Event), Amount: 2.50.

• Paper Statement Fee (per Statement) (Periodic), Amount: 2.00.

 Limitations & Restrictions (Constraints)

• Min Limit of 150000.00

• Max Limit of 5000000.00