Business Vantage

 General Lending Rates

• Lending Rate Type: Cash Advance
• Interest Rate: 17.15%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

 Product Features

• Additional Cards Additional Information: Up to 100 cards : Keep your business organised with up to 99 additional cardholders with individual card limits.

• Insurance

• Interest Free Additional Information: 55 interest free days : Up to 55 days interest free on purchases when you pay the closing balance by statement due date each month.

• Other Additional Information: Easier expense reporting : Detailed statements help to monitor and manage your expenses with optional consolidated summaries by department and division.

• Other Additional Information: Available for Businesses : Available for many business structures including sole traders, companies, incorporated associations, partnerships and trusts.

• Other Additional Information: Competitive rates : Enjoy a low rate of 9.99% p.a. (variable) on purchases (new cards only) and 17.15% p.a. (variable) on cash advances.

• Other Additional Information: We will send you and the Principal a monthly statement at the nominated mailing address (not always on the same day of each month) for the card account. However, we need not send a statement under certain criteria. Please see T&C document for more details

• Other Additional Information: Automatic Payment Plan : If the principal has an Automatic Payment Plan, we debit the payment specified on statement to the account selected for debiting under the Plan. We debit the payment 25 days after the statement date (or if that is not a banking day, then the next banking day).

• Extra Repayments Additional Information: The product has EXTRA_REPAYMENTS option available.

• Fraud Protection Additional Information: The product includes FRAUD_PROTECTION features.

• Relationship Management Additional Information: RELATIONSHIP_MANAGEMENT is available for eligible customers.

 Product Eligibility

• Min Age - 18. Additional Information: Are a permanent resident of at least 18 years of age

• Business Additional Information: Intend to use the card predominantly for business expenditure

• Business Additional Information: Should have business registered in Australia

 Bank Fees and Charges

• Card Fee (Periodic), Amount: 55.00. Additional Information: Per card.

• Foreign Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: 3% of the Australian dollar value of any Foreign Transaction.

• Cash Advance Fee (Transaction), Amount: Not Listed..

• Missed Payment Fee (Event), Amount: 0.00. Additional Information: $0 applied for each late or missed payment

• Card Replacement Fee (Event), Amount: 0.00. Additional Information: Courier costs may apply

• Overlimit Fee (Event), Amount: 0.00. Additional Information: $0 applied once per statement period if a transaction is made for an amount exceeding the available credit at the date the transaction is debited to your credit card account.

• Automatic Payment Fee (Payment), Amount: 0.00. Additional Information: $0 applied once per statement period for each payment dishonoured made under the automatic payment plan.

• Statement Copy Fee (Event), Amount: 2.00. Additional Information: $2 for requests via Phone Banking or Internet Banking and $2 for all other requests

• Copy Of A Sales Voucher (Event), Amount: 10.50.

• Copy Of A Deposit Or Withdrawal Form (Event), Amount: 15.00.

 Document Downloads

  stg-business-vantage-credit-card-complimentary-insurance-allianz.pdf (309.5 KB)
  stg-cc-fee-charges.pdf (1.2 MB)