Credit Card

 General Lending Rates

• Lending Rate Type: Cash Advance
• Interest Rate: 10.76%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

 Product Features

• Other Additional Information: Can set up Periodical Payments

• Interest Free

• Other Additional Information: Set regular payments like your pay sent straight to your account

• Npp Payid Additional Information: Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address.

• Npp Payid Additional Information: Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address.

• Digital Wallet Additional Information: Pay with your Police Bank Visa Debit Cards using Google Pay

• Other Additional Information: Withdraw cash at any participating Australia Post outlets with Bank@POST™

• Digital Banking Additional Information: You can check pay bills and check your account details or make transfers anytime or anywhere using our Redidial Telephone Banking service or online with Internet Banking – both services are free.

• Npp Enabled

• Card Access Additional Information: Can be used at over 29 million Visa outlets in over 250 countries around the world

• Other Additional Information: Set up Direct Debits from this account

• Digital Wallet Additional Information: Pay with your Police Bank Visa Debit Cards using Samsung Pay

• Digital Banking Additional Information: You can pay bills via BPAY and check your account details or make transfers anytime or anywhere using our Redidial Telephone Banking service or online with Internet Banking – both services are free.

• Digital Wallet Additional Information: Pay with your Police Bank Visa Debit Cards using Apple Pay

• Other Additional Information: Our Visa Card provides access to the Visa Entertainment program. This gives you the opportunity to purchase unique deals including preferred seating at special events, discounts on retail as well as other exclusive offers

• Other Additional Information: up to $1000

• Other Additional Information: Our Debit Card is issued with the Visa PayWave ‘contactless’ payment feature. This allows you to pay for purchases under $100 without swiping, signing, or entering a PIN at participating merchants.

• Other Additional Information: Verified by Visa is a service designed to ensure you are protected while shopping online with your Visa card. As you make a purchase online, Police Bank assesses the risk of the transaction based on a number of factors. In some instances, you may be asked to confirm some personal details (date of birth, mother's maiden name, address details) so Police Bank can be sure the card isn't being used without your permission.

 Product Eligibility

• Residency Status - Australian Citizens.

• Residency Status - Australian Residents.

• Min Age - 18.

• Natural Person

 Bank Fees and Charges

• Visa Credit Card Annual Fee (Event), Amount: 30.00.

• Special Cheque Clearance Fee For Personal Accounts (Event), Amount: 16.50.

• Document Retrieval Fee (Event), Amount: 0.00.

• Bank Draft (Event), Amount: 15.00.

• Overseas Dishonoured Cheque Fee (Event), Amount: 0.00.

• Bank@post Cash Withdrawal Fee (Withdrawal), Amount: 2.00.

• Periodical Payments Via Cheque (Transaction), Amount: 3.00.

• Cheque Deposit Collection Fee (Event), Amount: 0.30.

• Counter Cheque Withdrawal Fee (Withdrawal), Amount: 3.00.

• Direct Debit Dishonour Fee (Event), Amount: 9.00.

• Bank@post Dishonoured Cheque Fee (Event), Amount: 0.00.

• Visa Voucher Request (Event), Amount: 16.50.

• Third Party Costs (Event), Amount: 0.00. Additional Information: Any costs charged to us from a third party will be passed on to you. Information on these costs is available on request.

• Atm Balance Enquiry Fee (Event), Amount: 0.00.

• Overdrawn Account Fee (Event), Amount: 15.00.

• Counter Cash Withdrawal $25,000 And Over (Withdrawal), Amount: 50.00.

• Visa International Fees (Event), Amount: 0.00. Additional Information: Payable if and when you use the Visa Card overseas and the transaction is in a foreign currency. All overseas transactions are converted to Australian dollars and are subject to this fee as a percentage of the value of the transaction. A proportion of the fee may be retained by Police Bank. The amount of this conversion fee is subject to change from time to time and we will advise you in advance.

• Dishonoured Cheque Fee (Event), Amount: 9.00.

• Additional Statement Fee (Event), Amount: 5.00.

• International Cheque Deposits (Event), Amount: 10.00.

• Default Notice Fee (Event), Amount: 21.50.

• Atm Overseas Withdrawal (Periodic), Amount: 3.80.

• Bank Cheque (Event), Amount: 0.00.

• Replacement Card Fee (Event), Amount: 10.00.

• Counter Cash Withdrawal Fee Up To $24,999 (Withdrawal), Amount: 2.00.

• External Electronic Periodical Payments (Transaction), Amount: 1.00.

• Visa Overseas Emergency Fee (Event), Amount: 175.00.

• Visa Cash Advance Fee (Periodic), Amount: 3.80.

• Dormant Accounts Fee (Event), Amount: 10.00.

 Document Downloads