Platinum Visa Credit Card

 General Lending Rates

• Lending Rate Type: Purchase
• Interest Rate: 20.24%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

 Product Features

• Additional Cards Additional Information: For greater convenience and flexibility you can share you Bank Australia credit card with 1 additional card holder provided they are at least 18 years old. The card will be in their name but you will remain responsible for the account.

• Card Access Additional Information: Use instore, online and withdraw local currency at millions of locations, everywhere Visa is accepted. Cards are enabled to support diverse needs with raised bumps on the left hand-side on the front face of the card.

• Complementary Product Discounts Additional Information: Overseas travel insurance is provided free of charge for up to 90 days subject to full terms and conditions.

• Digital Banking Additional Information: You can self-serve your day-to-day banking needs via Bank Australia's App or Internet Banking.

• Digital Wallet Additional Information: Leave your wallet behind and pay for the things you need with Google Pay/ Samsung Pay/ Apple Pay.

• Interest Free Additional Information: Up to 55 days interest free days for purchases

• Loyalty Program Additional Information: Earn Qantas Frequent Flyer points on your everyday purchases. Limits, terms and conditions apply.

• Notifications Additional Information: Notifications can be enabled in the App or through Internet Banking, allowing you to be alerted either by email, sms or through the App about your card/account activity.

• Other Additional Information: Card Controls: Decide the features you want enabled on your card including card lock, digital wallet, pay wave, international transactions, ATM withdrawals or online/instore transactions and simply switch them on or off from your App or Internet Banking.

 Product Eligibility

• Min Age - 18. Additional Information: 18+ years

• Natural Person

• Other Additional Information: Each application for credit is subject to our normal lending criteria and approval.

• Residency Status - Au. Additional Information: Available to citizens or permanent resident of Australia and valid Visa holders.

 Bank Fees and Charges

• Cash Advance Fee - Overseas (Transaction), Amount: 5.00. Additional Information: Applies to any cash advance made outside Australia, $5 plus the International Transaction Fee (ITF)

• Visa Emergency Card/cash Overseas Fee (Event), Amount: 175.00. Additional Information: A fee charged when you need an emergency replacement card or cash delivered to you on an urgent basis to an address overseas.

• Annual Fee (Periodic), Amount: 189.00. Additional Information: An annual fee charged on your credit card. We assess whether you qualify for a waiver of the Annual Fee if at the date we approve your credit card application you have Offset loan. Each Offset Loan is entitled to a wavier for the future Annual Fee for one eligible card account in the name of the Offset loan holder

• Cash Advance Fee - Domestic (Transaction), Amount: 5.00. Additional Information: A fee charged to any cash advance within Australia through all channels

• International Transaction Fee (Purchase), Amount: Not Listed.. Additional Information: The International Transaction fee applies to Visa transactions where there is a currency conversion and/or the transaction is processed overseas

• Additional Cardholder Fee (Periodic), Amount: 59.00. Additional Information: A fee payable if you request that we allow someone else to have a card on your account. Paid annually.

 Limitations & Restrictions (Constraints)

• Min Limit of 1000.00 Additional Information: Minimum Credit Limit of $1000 is required