RBA Cash Rate: 4.10% · 1AUD = 0.63 USD · Inflation: 2.4%  
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Example Interest Rates: Home Loan Variable: 5.13% (5.89%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.13% (5.89%*) • Investment IO: 5.64% (6.42%*) • Investment PI: 4.99% (5.91%*)

  Kogan Money Black Credit Card

The Product is a rewards credit card that provides individuals with a line of credit facility, the ability to earn Kogan Money Credit Card Rewards Points (Reward Points) and access to ancillary Kogan.com benefits, with up to 44 days interest free on retail purchases and no annual fee. Please note, applications are unavailable until 31 March 2025 while we complete a system change
Category: Credit and Charge Cards  Last Updated March 17, 2025  Effective March 21, 2025

 General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  , CASH_ADVANCE, 22.74%
  • Lending Rate Type: Cash Advance
  • Interest Rate: 22.74%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose:

 Product Features

  • Balance Transfers
  • Bill Payment
  • Bill Payment
  • Complementary Product Discounts
  • Digital Banking
  • Digital Banking
  • Digital Wallet
  • Digital Wallet
  • Interest Free
  • Loyalty Program
  • Unlimited Txns

 Product Eligibility

  • Min Age - 18.
  • Residency Status - Must Be An Australian Resident.
  • Natural Person
  • Min Income - 35000.00.

 Bank Fees and Charges

  • Annual Fee (Periodic), Amount: 0.00.
  • Domestic Cash Advance Fee (Withdrawal), Amount: 5.00. Additional Information: $5 per transaction amount or 3.5% of the transaction value, whichever is higher, for a Cash Advance inside Australia, debited to your Account on the Transaction Date.
  • Additional Cardholder Fee (Periodic), Amount: 0.00.
  • Dishonour Fees (Event), Amount: 0.00.
  • International Cash Advance Fee (Withdrawal), Amount: 5.00. Additional Information: $5 per transaction amount for a Cash Advance outside of Australia, debited to your Account on the Transaction Date.
  • International Transaction Fee (Transaction), Amount: 0.00. Additional Information: We charge you an International Transaction Fee of 3.4%, debited to your Account on the Transaction Date.
  • Late Payment Fee (Event), Amount: 30.00. Additional Information: $30 each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account

 Limitations & Restrictions (Constraints)

  • Max Limit of 30000.00
  • Min Limit of 6000.00

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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