Category: Credit and Charge Cards Last Updated December 5, 2024 Effective September 1, 2020
General Lending Rates
Rates listed below are for a product. Additional Information
Interest Rate NA PA
Comparison Rate NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, CASH_ADVANCE, 22.74%
Lending Rate Type: Cash Advance
Interest Rate: 22.74%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:
Product Features
Additional Cards
Unlimited Txns
Balance Transfers
Interest Free
Digital Banking
Bill Payment
Bill Payment
Complementary Product Discounts
Loyalty Program
Digital Wallet
Digital Wallet
Digital BankingAdditional Information: Kogan Money Credit Cards Mobile App
Product Eligibility
Min Age - 18.
Min Income - 35000.00.
Residency Status - Must Be An Australian Resident.
Late Payment Fee (Event), Amount: 30.00. Additional Information: $30 each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account
Domestic Cash Advance Fee (Withdrawal), Amount: 5.00. Additional Information: $5 per transaction amount or 3.5% of the transaction value, whichever is higher, for a Cash Advance inside Australia, debited to your Account on the Transaction Date.
International Cash Advance Fee (Withdrawal), Amount: 5.00. Additional Information: $5 per transaction amount for a Cash Advance outside of Australia, debited to your Account on the Transaction Date.
International Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: We charge you an International Transaction Fee of 3.4%, debited to your Account on the Transaction Date.
Dishonour Fees (Event), Amount: 15.00. Additional Information: $15 each time a Direct Debit payment is dishonoured, debited to your Account at the time of dishonour.