RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.69% (6.52%*) • Investment PI: 5.49% (5.98%*)

  Kogan Money Black Card

Kogan Money Credit Card
Category: Credit and Charge Cards  Last Updated December 5, 2024  Effective September 1, 2020

 General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  , CASH_ADVANCE, 22.74%
  • Lending Rate Type: Cash Advance
  • Interest Rate: 22.74%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose:

 Product Features

  • Additional Cards
  • Unlimited Txns
  • Balance Transfers
  • Interest Free
  • Digital Banking
  • Bill Payment
  • Bill Payment
  • Complementary Product Discounts
  • Loyalty Program
  • Digital Wallet
  • Digital Wallet
  • Digital Banking Additional Information: Kogan Money Credit Cards Mobile App

 Product Eligibility

  • Min Age - 18.
  • Min Income - 35000.00.
  • Residency Status - Must Be An Australian Resident.
  • Natural Person

 Bank Fees and Charges

  • Annual Fee (Periodic), Amount: 0.00.
  • Additional Cardholder Fee (Periodic), Amount: 0.00.
  • Late Payment Fee (Event), Amount: 30.00. Additional Information: $30 each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account
  • Domestic Cash Advance Fee (Withdrawal), Amount: 5.00. Additional Information: $5 per transaction amount or 3.5% of the transaction value, whichever is higher, for a Cash Advance inside Australia, debited to your Account on the Transaction Date.
  • International Cash Advance Fee (Withdrawal), Amount: 5.00. Additional Information: $5 per transaction amount for a Cash Advance outside of Australia, debited to your Account on the Transaction Date.
  • International Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: We charge you an International Transaction Fee of 3.4%, debited to your Account on the Transaction Date.
  • Dishonour Fees (Event), Amount: 15.00. Additional Information: $15 each time a Direct Debit payment is dishonoured, debited to your Account at the time of dishonour.

 Limitations & Restrictions (Constraints)

  • Min Limit of 6000.00
  • Max Limit of 30000.00

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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