VISA CREDIT CARD

 General Lending Rates

• Lending Rate Type: Purchase
• Interest Rate: 12.95%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Introductory
• Interest Rate: 4.99%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

 Product Features

• Card Access

• Additional Cards

• Interest Free Additional Information: Up to 55 days interest free on purchases

• Digital Wallet

• Digital Banking Additional Information: Internet Banking and Mobile Banking App.

• Npp Enabled Additional Information: This account type is enabled for Osko payments, via the New Payments Platform (NPP). Osko is the faster way to pay or receive money from friends, family and businesses. No more waiting days for money to change hands. Now you can pay and be paid in a matter of seconds

• Npp Payid Additional Information: Create a PayID through Horizon Bank s Internet Banking or Mobile Banking App to receive Osko payments with a unique identifier, such as your mobile number or email address, enabling you to receive and send money securely without the need to remember complex banking details.

• Bill Payment Additional Information: BPAY is an electronic bill payment service, providing a convenient access point for the payment and receipt of consumer bills.

• Other Additional Information: Manage payments from your bank account using PayTo.

• Other Additional Information: Low Special Rate for the first 5 months

 Product Eligibility

• Min Age - 18.

 Bank Fees and Charges

• Statement Copy (Event), Amount: 2.50.

• Visa Card Charge Back (Event), Amount: 29.00.

• Visa Card Replacement (Event), Amount: 9.00. Additional Information: Australia only

• Visa Card Replacement (emergency) (Event), Amount: 30.00.

• Visa Card Voucher Retrieval (Event), Amount: 24.00.

• Visa Credit Card Late Payment Fee (Event), Amount: 10.00.

 Limitations & Restrictions (Constraints)

• Min Limit of 500.00