Bank Products – BeliefMedia Finance & Mortgage Broker Digital Marketing

RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%

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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

Low Rate Credit Card

An HSBC Low Rate Credit Card with 12.99% p.a. interest on purchases, no overseas transaction fees and 0% p.a. interest on Balance Transfers for 12 months with 2% Balance Transfer fee.

Category: Credit and Charge Cards Last Updated May 9, 2024 Effective November 1, 2024

General Lending Rates

Rates listed below are for a product. Additional Information

Interest Rate
NA PA

Comparison Rate
NAPA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will usually vary based on the LVR and other conditions..

, CASH_ADVANCE, 25.99%

Lending Rate Type: Cash Advance
Interest Rate: 25.99%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:

Product Features

Card Access

Additional Cards Additional Information: This product is eligible for a fee-free additional card.

Insurance

Interest Free Transfers Additional Information: 0% p.a. interest on Balance Transfers for 12 months with 2% Balance Transfer fee.

Interest Free Additional Information: Up to 55 interest-free days on purchases,

Digital Wallet Additional Information: Apple Pay can be used wherever you can make contactless purchases, online, and at participating retailers in store.

Digital Banking Additional Information: Access to HSBC's Mobile App.

Complementary Product Discounts

Digital Wallet Additional Information: Google Pay can be used wherever you can make contactless purchases, online, and at participating retailers in store.

Balance Transfers

Product Eligibility

Min Age - 18. Additional Information: Minimum age required to apply for this credit card.

Min Income - 40000.00. Additional Information: Minimum income required to apply for this credit card.

Employment Status - Yes. Additional Information: Must be employed to apply for this credit card.

Residency Status - Australian Residency. Additional Information: Must be an Australian Resident to apply for this credit card.

Bank Fees and Charges

Annual Fee (Periodic), Amount: 99.00.

Overlimit Arrangement Fee (Event), Amount: 30.00. Additional Information: Payable when your informal request for a credit limit increase is agreed.

Late Payment Reminder Fee (Event), Amount: 30.00. Additional Information: Payable on or after the day an amount is due for payment and has not been paid.

Return Fee (Event), Amount: 5.00. Additional Information: Payable per returned payment.

Cash Advance Usage Charge (Transaction), Amount: 4.00. Additional Information: The higher of $4 or 3.0% of the total transaction amount (including any fees and charges imposed by us or a third party to effect the transaction). The cash advance usage charge forms part of the cash advance balance.

Balance Transfer Handling Fee (Transaction), Amount: Not Listed.. Additional Information: This will be calculated as a percentage of the balance being transferred to your HSBC credit card account. This fee will be applied at the time the balance is transferred and forms part of your outstanding balance.

Limitations & Restrictions (Constraints)

Min Limit of 1000.00 Additional Information: The minimum credit limit on this credit card.

Max Limit of 500000.00 Additional Information: The maximum credit limit on this credit card.

Document Downloads

cc-fees-charges.pdf (238.4 KB)

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.

Timezone: 1 · [ CHANGE ]

Want a No Obligation Discussion?

Like this mortgage product?

General Enquires: 1300 235 433 • Support: (02) 8765 8887

The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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