Our Business Visa Credit Card comes with a competitive low interest rate, low annual fee and up to 55 days interest free on purchases and BPAY if you pay your card in full by the due date, and is linked to our free rewards program, Business Rewarder
Category: Credit and Charge Cards Last Updated January 8, 2025 Effective January 10, 2025
General Lending Rates
Rates listed below are for a product. Additional Information
Interest Rate NA PA
Comparison Rate NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, PURCHASE, 14.45%
Lending Rate Type: Purchase
Interest Rate: 14.45%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:
Product Features
Additional Cards
Card Access
Digital BankingAdditional Information: 24/7 mobile and internet banking access
Digital WalletAdditional Information: Pay faster, easier and more securely with Apple Pay. Apple Pay eligibility restrictions may apply.
Digital WalletAdditional Information: Pay faster, easier and more securely with Google Pay. Google Pay eligibility restrictions may apply.
Digital WalletAdditional Information: Pay faster, easier and more securely with Samsung Pay. Samsung Pay eligibility restrictions may apply.
Loyalty ProgramAdditional Information: Reward dollars are earned on eligible purchases.
OtherAdditional Information: A low competitive interest rate on both purchases and cash advances
OtherAdditional Information: Ability to set monthly spend limits for individual cardholders
Unlimited Txns
Interest FreeAdditional Information: Up to 55 days interest free on purchases and BPAY if you pay your card in full by the due date
Product Eligibility
Business
Bank Fees and Charges
Overseas Purchase Fee (Transaction), Amount: Not Listed.. Additional Information: Charged as a percentage of the foreign currency transaction value
Disputed Transaction Fee (Event), Amount: 35.00.
Direct Entry Recall Of Funds (Event), Amount: 40.00. Additional Information: Applies to Direct Debit, Direct Credit and OSKO payments
De Mistaken Payment Return Req (Event), Amount: 50.00.
Honour Charge (Event), Amount: 5.00.
Dishonour Insuff. Funds (Event), Amount: 15.00.
Other Service Fees (Event), Amount: 0.00. Additional Information: Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges
Document Fee (Variable), Amount: Not Listed.. Additional Information: Price on Application
Arrears Letter - Second Arrears Letter (Event), Amount: 40.00.
Arrears Letter Fee - Default Notice Prior To Enforcement (Event), Amount: 70.00.