Easy Low Rate Credit Card

 General Lending Rates

• Lending Rate Type: Purchase
• Interest Rate: 8.99%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

 Product Features

• Additional Cards

• Balance Transfers

• Bill Payment

• Card Access

• Digital Banking

• Digital Wallet

• Interest Free Additional Information: Up to 55 days interest free on purchases when you pay your balance in full by the due date each month

 Product Eligibility

• Min Age - 18.

• Residency Status - Australian Citizen Or Permanent Residency Only.

 Bank Fees and Charges

• Credit Card Annual Fee (Periodic), Amount: 40.00. Additional Information: Payable upon funding initially and is debited from the credit card account each anniversary

• Late Payment (Event), Amount: 25.00.

• Replacement Of Visa Card (overseas) (Event), Amount: 175.00. Additional Information: Charged in US Dollars.

• Replacement Of Visa Card (within Australia) (Event), Amount: 12.50.

• Cancel Replacement Visa Card (overseas) (Event), Amount: 50.00. Additional Information: Charged in US Dollars.

• International Conversion Fee (Transaction), Amount: Not Listed.. Additional Information: Payable when you use your VISA card for a foreign currency transaction or for an Australian dollar transaction that is with a foreign merchant or that is processed by an entity outside Australia. The fee is converted to Australian dollars using the exchange rate valid on the day the emergency card is produced.

• Visa Chargeback (Event), Amount: 25.00.

• Stop Payment Of Funds Transfer To Or From Another Financial Institution (Event), Amount: 0.00. Additional Information: Charged at cost

• Eft Investigation Fee (Event), Amount: 35.00.

• Bank@post - Cash Deposit Fee (Transaction), Amount: 4.00.

• Bank@post - Cash Withdrawal Fee (Transaction), Amount: 4.00.

• Bank@post - Cheque Deposit (Transaction), Amount: 2.00.

• Copy Of Print Statement - Fee (Event), Amount: 1.50. Additional Information: $1.50 per page

• Domestic Cash Advance Fee (Transaction), Amount: 2.00. Additional Information: Charged on the day of the transaction.

• Overseas Cash Advance Fee (Transaction), Amount: 5.00. Additional Information: Fee charged on the day of the transaction

 Limitations & Restrictions (Constraints)

• Min Limit of 500.00