Enjoy the benefits of our Low Rate Credit Card and receive up to 62 days interest free days on purchases or take advantage of our balance transfer offer.
Category: Credit and Charge Cards Last Updated October 30, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a product. Additional Information
Interest Rate NA PA
Comparison Rate NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, PURCHASE, 11.99%
Lending Rate Type: Purchase
Interest Rate: 11.99%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:
Product Features
Additional CardsAdditional Information: Up to 4 additional card holders
Bill PaymentAdditional Information: BPAY available.
Card Access
Digital BankingAdditional Information: Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services
Digital WalletAdditional Information: Load your Beyond Bank Visa Credit card to your phone to make fast and easy transactions
Npp EnabledAdditional Information: New Payments Platform (NPP) available. Allows you to send and receive money instantly between eligible accounts with your PayID.
Npp PayidAdditional Information: New Payments Platform (NPP) is available. Use your mobile number or email as your PayID to send and receive money instantly between eligible accounts.
OtherAdditional Information: AutoPay: you can choose to automatically pay a set amount, the minimum monthly payment or the total balance every month.
Balance TransfersAdditional Information: Balance Transfer: 0% on balance transfers for 12 months. Limited offer. Conditions apply.
Interest FreeAdditional Information: Up to 62 interest free days available on purchases. Conditions apply.
Interest Free TransfersAdditional Information: Balance Transfer: 0% on balance transfers for 12 months. Limited offer. Conditions apply.
OtherAdditional Information: Membership: You must be or become a Beyond Bank Australia member
Residency Status - Australian Citizen. Additional Information: Must be an Australian citizen, Permanent Australian resident or hold a Visa - if a Visa holders' income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan. An Australian resident is a person who is living in Australia and is an Australian citizen, a permanent visa holder, or a protected Special Category visa (SCV) holder.
Bank Fees and Charges
Paper Statement Fee (Event), Amount: 3.00.
Cash Advance Fee (Transaction), Amount: 4.00.
Annual Card Fee (Periodic), Amount: 59.00. Additional Information: This fee is payable at the end of the month in which your account is opened and every 12 months thereafter.