RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
Leading Digital Marketing Experts | 1300 235 433 | Aggregation Enquires Welcome | Book Appointment
Example Interest Rates: Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.69% (6.52%*) • Investment PI: 5.49% (5.98%*)

  Low Rate Visa Credit Card

A basic credit card for everyday banking
Category: Credit and Charge Cards  Last Updated September 1, 2024  Effective December 18, 2024

 General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  , PURCHASE, 13.95%
  • Lending Rate Type: Purchase
  • Interest Rate: 13.95%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose:
  , INTRODUCTORY, 8.99%
  • Lending Rate Type: Introductory
  • Interest Rate: 8.99%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose:

 Product Features

  • Card Access
  • Additional Cards
  • Interest Free
  • Digital Wallet Additional Information: Add your BankVic Visa credit card to a compatible device and pay securely with Apple Pay*TM
  • Npp Payid
  • Digital Wallet Additional Information: Add your BankVic Visa credit card to a compatible device and pay securely with Google Pay* TM
  • Digital Wallet Additional Information: Add your BankVic Visa credit card to a compatible device and pay securely with FitBit Pay* TM
  • Digital Wallet Additional Information: Add your BankVic Visa credit card to a compatible device and pay securely with Garmin Pay* TM
  • Digital Wallet Additional Information: Add your BankVic Visa credit card to a compatible device and pay securely with Samsung Pay* TM
  • Balance Transfers
  • Card Access
  • Other Additional Information: Minimum repayments : 2.5% of the statement closing balance outstanding, or $20; whichever is greater. If the closing balance is less than $20, it must be paid in full.

 Product Eligibility

  • Min Age - 18.
  • Other Additional Information: BankVic member

 Bank Fees and Charges

  • Card Replacement Fee (Event), Amount: 10.00. Additional Information: Visa Card Replacement Fee
  • Disputed Card Transaction Fee (Event), Amount: 25.00. Additional Information: Disputed transactions - fee not charged if found to be merchant error
  • Late Payment Fee (Event), Amount: 15.00.
  • International Transaction Currency Conversion Fee (Withdrawal), Amount: Not Listed.. Additional Information: International transaction currency conversion fee
  • Silver Credit Card Annual Fee (Event), Amount: 0.00.
  • Emergency Overseas Card Replacement Fee (Upfront), Amount: 175.00.
  • Emergency Overseas Cash Fee (Upfront), Amount: 175.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 1000.00
  • Max Limit of 10000.00

■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

Like this mortgage product?

Share on Facebook
Share on Twitter
Share on Linkdin
Share on Pinterest