RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.39% (6.09%*) • Fixed: 5.39% (6.09%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.64% (6.42%*) • Investment PI: 5.49% (6.66%*)

  Classic Credit Card

Classic Credit Card Account
Category: Credit and Charge Cards  Last Updated March 25, 2024  Effective March 3, 2025

 General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  , CASH_ADVANCE, 12.54%
  • Lending Rate Type: Cash Advance
  • Interest Rate: 12.54%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose:

 Product Features

  • Card Access
  • Balance Transfers
  • Interest Free Additional Information: Up to 55 days interest free
  • Interest Free Transfers Additional Information: Maximum credit limit $10,000 and subject to approval. Offer only available to new retail customers and Bank First customers who receive the offer direct from Bank First. Customers must be aged 18 and over. For applications received by 31 December 2020 and funded by 29 January 2021. Excludes cash advances. Variable interest rate. Fees and charges apply. Full details on request.
  • Digital Wallet
  • Digital Wallet
  • Digital Banking
  • Npp Payid
  • Other Additional Information: Other service related charges apply based on your circumstances

 Product Eligibility

  • Other Additional Information: Available to members only.
  • Min Age - 18.
  • Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-residant Applicants..

 Bank Fees and Charges

  • Replacement Card Fee (Event), Amount: 8.00. Additional Information: $12.00 Staff Assisted and $8 via Mobile Banking App
  • Credit Card Atm Withdrawal Fees (Withdrawal), Amount: 2.50.
  • Credit Card Bankfirst Atm Withdrawal (Withdrawal), Amount: 2.50.
  • Credit Card Cash Advance At Bank@post (Withdrawal), Amount: 2.50.
  • Currency Conversion Fee (Transaction), Amount: Not Listed..
  • Issue Card Or Pin Internationally By Registered Mail (Event), Amount: 15.00. Additional Information: $15 dollars per item
  • Express Posting Of Card Or Pin In Australia (Event), Amount: 15.00.
  • Emergency Overseas Replacement Card Fee (Event), Amount: 150.00.
  • Inactive Membership Fee (Periodic), Amount: 30.00.
  • Arrears Fee (Event), Amount: 20.00.
  • Account Keeping Fees (Periodic), Amount: 0.00.
  • Visa Debit Card Overseas Atm Withdrawals (Withdrawal), Amount: 2.50. Additional Information: The ATM operator may charge a fee at the time of the transaction
  • Visa Debit Over The Counter Cash Advance (Withdrawal), Amount: 2.50.

 Limitations & Restrictions (Constraints)

  • Min Limit of 2000.00

 Document Downloads

■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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