Mutual Credit Card

 General Lending Rates

• Lending Rate Type: Purchase
• Interest Rate: 12.49%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

 Product Features

• Additional Cards

• Balance Transfers

• Card Access

• Digital Banking

• Interest Free

• Unlimited Txns

• Npp Payid

• Npp Enabled

• Bill Payment Additional Information: Credit Card Payment via BPay

• Notifications

 Product Eligibility

• Residency Status Additional Information: Australian Citizens or permanent residents or as otherwise approved

• Natural Person

• Min Age - 18.

• Min Income - 20000.

 Bank Fees and Charges

• Annual Fee (Periodic), Amount: 49.00.

• Cash Advance Fee (Withdrawal), Amount: 2.00.

• Cash Advance Fee - Foreign And Overseas Atms (Withdrawal), Amount: 5.00. Additional Information: Cash withdrawals performed at some foreign ATMs and ATMs overseas

• Cheque Dishonour (Event), Amount: 9.00. Additional Information: Cheque drawn by you or deposited by you that has not been accepted by us or another financial institution

• Conversion Fee (Transaction), Amount: Not Listed.. Additional Information: Transactions made in a foreign currency are subject to a conversion fee of the value if the transaction

• Direct Entry Dishonour (Event), Amount: 9.00. Additional Information: Direct Entry returned (inward and outward)

• Document Fee (Event), Amount: 60.00. Additional Information: $60.00 per hour (subject to minimum $10.00 per copy)

• Financial Institution Cheque (Event), Amount: 2.50.

• Late Payment Fee (Event), Amount: 10.00.

• Miscellaneous Service Fee (Event), Amount: 60.00. Additional Information: This fee applies if request information not covered by the Document Fee on an hourly rate of $60.00

• Overseas Telegraphic Transfer (outward) - Australian Currency (Event), Amount: 39.00. Additional Information: Funds can be sent to a variety of destinations in a currency appropriate to that county

• Overseas Telegraphic Transfer (outward) - Foreign Currency (Event), Amount: 28.00. Additional Information: Funds can be sent to a variety of destinations in a currency appropriate to that county

• Periodical Payment Fee (Payment), Amount: 0.50. Additional Information: Transfers/Deposits to Accounts at other Financial Institutions

• Physical Foreign Currency (Event), Amount: Not Listed.. Additional Information: Physical Foreign Currency issued or purchased 1% of the Australian currency equivalent amount

• Reference Fee (Event), Amount: 9.00. Additional Information: The Reference fee is charged each time the Account becomes overdrawn without our prior agreement.

• Replacement Card Fee (Event), Amount: 100.00. Additional Information: Visa Global Cardholder Assistance Service (GCAS)

• Unclaimed Monies Fee (Variable), Amount: 20.00. Additional Information: The lessor $20.00 or account balance

• Atm Owner Fee (Variable), Amount: 0.00. Additional Information: This fee amount is disclosed at the time of the ATM transaction and charged by the ATM owner for an ATM transaction including an ATM enquiry

 Limitations & Restrictions (Constraints)

• Min Limit of 500.00

• Max Limit of 20000.00