Borrow funds for a Commercial or Business purpose with a variable or fixed interest rate.
Category: Business Loans Last Updated October 21, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a FIXED product. Additional Information Principal and interest, interest only, guarantor loans. Residential Security. Fixed interest rates as shown are for loans with a maximum loan to valuation ratio of 80%. Should the loan to valuation ratio exceed 80% then the interest rate is subject to negotiation on application. A fixed rate break cost fee may be payable and equates to a reasonable estimate of our loss caused by the break.
Interest Rate 6.89% PA
Comparison Rate 0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, FIXED, 7.14%
Lending Rate Type: Fixed
Interest Rate: 7.14%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:
, FIXED, 7.44%
Lending Rate Type: Fixed
Interest Rate: 7.44%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:
, FIXED, 6.94%
Lending Rate Type: Fixed
Interest Rate: 6.94%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:
, FIXED, 7.39%
Lending Rate Type: Fixed
Interest Rate: 7.39%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:
, FIXED, 6.89%
Lending Rate Type: Fixed
Interest Rate: 6.89%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:
, FIXED, 7.59%
Lending Rate Type: Fixed
Interest Rate: 7.59%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:
, FIXED, 7.09%
Lending Rate Type: Fixed
Interest Rate: 7.09%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:
, FIXED, 7.59%
Lending Rate Type: Fixed
Interest Rate: 7.59%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:
, FIXED, 7.09%
Lending Rate Type: Fixed
Interest Rate: 7.09%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:
, VARIABLE, 8.49%
Lending Rate Type: Variable
Interest Rate: 8.49%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:
, VARIABLE, 9.39%
Lending Rate Type: Variable
Interest Rate: 9.39%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:
Product Features
Digital BankingAdditional Information: Open accounts, check balances, view transactions, transfer funds, schedule payments, BPAY, eStatements, SMS alerts, activate cards, change card PIN, mark card lost or stolen, loan redraw, loan status update, accept loan contracts and send secure messages.
Notifications
Npp Enabled
Npp PayidAdditional Information: Set up a pay ID to receive lightning fast payments.
OtherAdditional Information: Save on paper, receive and view your statements online with eStatements.
RedrawAdditional Information: Access additional payments made to your loan. Minimum $500.
Residency Status - A Permanent Australian Resident Including Those Working Overseas. Borrowing Entities Must Be A Permanent Resident Of Australia,.
Bank Fees and Charges
Loan Establishment Fee (Upfront), Amount: 800.00. Additional Information: Mortgage establishment, Mortgage extension and Guarantee establishment fees are also payable, valuations and legal service work such as mortgage preparation charged at cost.