RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

  Commercial Loan Principal and Interest

Our Commercial Loan (P&I) is a variable rate loan for commercial purposes.
Category: Business Loans  Last Updated November 21, 2023  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information Interest rate applicable for residential security.
Interest Rate
9.88% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  INVESTMENT, VARIABLE, 10.88%
  • Lending Rate Type: Variable
  • Interest Rate: 10.88%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment

 Product Features

  • Redraw
  • Digital Banking
  • Npp Enabled

 Product Eligibility

  • Natural Person
  • Residency Status - Must Be An Australian Resident.
  • Min Age - 18.

 Bank Fees and Charges

  • Substitution Of Mortgage Security (single Property) Fee - For New Loans (Event), Amount: 350.00. Additional Information: Payable for substitution of a mortgage security.
  • Establishment Fee (Upfront), Amount: 1100.00. Additional Information: Payable to establish the loan. Includes: valuation fee up to $400, title search, company/ trust-borrower/ guarantor party fee, document preparation and settlement fees - document generation, distribution of documents, verification of returned documents, verification of search requirements, settlement booking, settlement attendance (PEXA or paper) and lodgement of title documents.
  • Substitution Of Mortgage Security (single Property) Fee - For Variations (Event), Amount: 200.00. Additional Information: Payable for substitution of a mortgage security.
  • Default Enforcement Expenses (Variable), Amount: Not Listed.. Additional Information: May apply if enforcement services are required as part of default administration
  • Discharge Fee (Exit), Amount: 165.00. Additional Information: Payable for standard partial or full discharges.
  • Mortgage Top Up Fee (Event), Amount: 350.00. Additional Information: Payable for further advance. Valuation fees are payable at cost.
  • Additional Valuation Fee (Variable), Amount: Not Listed.. Additional Information: Payable at cost.

 Limitations & Restrictions (Constraints)

  • Min Limit of 20000.00

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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