RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

  Line of Credit

Our Line of Credit is an overdraft facility that provides you with the ability to continually draw up to your credit limit at any time for your home, car and other credit requirements, giving you flexibility providing you stay under your approved limit.
Category: Overdrafts  Last Updated July 29, 2024  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information Line of Credit - Ultimate Home Loan Package
Interest Rate
8.69% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  , VARIABLE, 9.19%
  • Lending Rate Type: Variable
  • Interest Rate: 9.19%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose:

 Product Features

  • Card Access
  • Digital Banking
  • Other Additional Information: Discounted variable interest rate whilst included under Ultimate Home Loan Package.
  • Other Additional Information: Maximum loan to valuation ratio of 80%.
  • Other Additional Information: Establishment fee waived whilst an Ultimate Home Loan Package is held.
  • Other Additional Information: Continual credit facility.

 Product Eligibility

  • Min Age - 18.
  • Natural Person
  • Residency Status - Loans Are Available To Members Of The Bank Who Are Permanent Residents Of Australia And Currently Live In Australia..

 Bank Fees and Charges

  • Loc Establishment Fee (Upfront), Amount: 250.00.
  • Mortgage Document Fee (Upfront), Amount: 250.00.
  • Package Fee (Periodic), Amount: 395.00. Additional Information: Package Fee charged on commencement of Ultimate Home Loan Package and annually on anniversary of the commencement date. If multiple loans are held under the Ultimate Home Loan Package member can nominate applicable loan to be charged.
  • Annual Facility Fee (Periodic), Amount: 100.00.
  • Other Credit Fees (Event), Amount: 0.00. Additional Information: Refer to our Fees and Charges brochure for information on other fees and charges which may apply.

 Document Downloads

■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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