S18 Mortgage Smart Plus (secured by mortgage over residential property)
For customers who have a Mortgage Smart Variable Rate Home Loan who require a overdraft on their transaction account
Category: Overdrafts Last Updated November 30, 2023 Effective November 1, 2024
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information Only members with a Mortgage Smart Housing Loan are elegible for this product. Debit interest is charged every month
Interest Rate 7.95% PA
Comparison Rate 0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Card Access
Digital Banking
Digital Wallet
Unlimited Txns
OtherAdditional Information: Funds at Call
Product Eligibility
Residency Status - Australian Residents Only.
Min Age - 18.
Bank Fees and Charges
Direct Debit Rejection Fee (Transaction), Amount: 10.00.
Dormant Account Fee (Event), Amount: 10.00. Additional Information: Charged after 2 years of inactivity
Monthly Visa Card Fee (Periodic), Amount: 2.00. Additional Information: Fee is applicable to active cards only
Overdraft Establishment Fee (Upfront), Amount: 150.00. Additional Information: Only applicable when applying for an Overdraft facility