RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

  S18 Mortgage Smart Plus (secured by mortgage over residential property)

For customers who have a Mortgage Smart Variable Rate Home Loan who require a overdraft on their transaction account
Category: Overdrafts  Last Updated November 30, 2023  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information Only members with a Mortgage Smart Housing Loan are elegible for this product. Debit interest is charged every month
Interest Rate
7.95% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Card Access
  • Digital Banking
  • Digital Wallet
  • Unlimited Txns
  • Other Additional Information: Funds at Call

 Product Eligibility

  • Residency Status - Australian Residents Only.
  • Min Age - 18.

 Bank Fees and Charges

  • Direct Debit Rejection Fee (Transaction), Amount: 10.00.
  • Dormant Account Fee (Event), Amount: 10.00. Additional Information: Charged after 2 years of inactivity
  • Monthly Visa Card Fee (Periodic), Amount: 2.00. Additional Information: Fee is applicable to active cards only
  • Overdraft Establishment Fee (Upfront), Amount: 150.00. Additional Information: Only applicable when applying for an Overdraft facility
  • Overdrawn Account Fee (Withdrawal), Amount: 10.00.
  • Paper Statement Fee (Periodic), Amount: 2.50.
  • Overdrawn Account Fee (Withdrawal), Amount: 10.00.

 Document Downloads

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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