RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

  Unloan Home Loan

Unloan's home loan offer
Category: Home Loans  Last Updated May 1, 2024  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information Visit our website
Interest Rate
5.99% PA
Comparison Rate
5.90%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  OWNER_OCCUPIED, VARIABLE, 5.99%
  • Lending Rate Type: Variable
  • Interest Rate: 5.99%, Comparison Rate 5.90%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Redraw Additional Information: Access any additional repayments that you’ve made ahead of your loan schedule at any time. No fees apply.
  • Other Additional Information: Make additional payments into the loan at any time to save even more on interest. No fees apply.
  • Digital Banking Additional Information: Securely view, manage, and change your loan right from your fingertips.
  • Other Additional Information: Every year, receive an additional 0.01% p.a. discount on your loan. Up to 0.30% p.a.
  • Npp Enabled Additional Information: Make real-time payments to and from your loan account with a BSB and account number using the NPP (New Payments Platform).

 Product Eligibility

  • Natural Person Additional Information: Individuals
  • Min Age - 18. Additional Information: Individuals (natural persons, including as Trustee of a Family Trust) must have the legal capacity to enter into the loan contract, provide acceptable identification documentation and be 18 years or older
  • Other Additional Information: Applications for home loans are subject to the Unloan’s standard credit approval process
  • Other Additional Information: The following are examples of ineligible security types: A registered second mortgage over residential property; Properties on Norfolk Island; Properties that are under construction; Properties that are ‘Off the Plan’; Transportable, relocatable or mobile homes; Commercial property; 5 or more dwellings within one development per application; Cash deposit.
  • Other Additional Information: Acceptable Loan Purposes: This loan can be used for the purposes of refinancing your existing owner occupied and investment home loan, purchasing a home, debt consolidation and other personal needs, subject to meeting eligibility criteria and Unloan Terms and Conditions.
  • Other Additional Information: Unacceptable Loan Purposes: This loan cannot be used for business purposes. Cash out and debt consolidation are not acceptable for purchase applications.

 Limitations & Restrictions (Constraints)

  • Opening Balance of 10000.00 Additional Information: For an Unloan Variable Home Loan, there is a minimum loan amount of $10,000 for new loans.

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
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■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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