Bank Products – BeliefMedia Finance & Mortgage Broker Digital Marketing

RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%

Leading Digital Marketing Experts</strong | 1300 235 433 | Aggregation Enquires Welcome | Book Appointment

Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

STREET SMART VARIABLE HOME LOAN - OWNER-OCCUPIED (Interest Only)

A variable loan for owner occupiers with flexible features such as a 100% offset account to help pay your loan off sooner. Includes a competitive rate, fee free redraw and no monthly or annual fees.

Category: Home Loans Last Updated December 13, 2023 Effective November 1, 2024

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied Interest Only product. Additional Information The comparison rate is based on a secured loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Interest Rate
6.49% PA

Comparison Rate
6.27%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Offset

Redraw

Other Additional Information: No penalty for extra repayments

Product Eligibility

Natural Person

Min Age - 18.

Residency Status - Australian Citizen Or Permanent Residency Only.

Bank Fees and Charges

Home Loan Application Fee (Upfront), Amount: 500.00. Additional Information: Includes application, one legal and standard valuation fee free for first application, for one security only.

Construction Loan Application Fee (Upfront), Amount: 1500.00. Additional Information: Includes application fee, inspection fees and drawdown fees throughout construction period. Legal fees are paid in addition to this and are at cost.

Loan Variation Fee (Event), Amount: 250.00. Additional Information: Includes loan split requests, additional splits, loan top up on existing loan, substitution of security, loan re-fix fee and loan switches (loan switching to a different loan type)

Special Attendance (Event), Amount: 300.00. Additional Information: $300 + at cost fees

Re-issue Loan Documentation Fee (Event), Amount: 125.00.

Late Payment (Event), Amount: 25.00.

Default Notice Fee (Transaction), Amount: 50.00.

Failure To Comply Notice (Event), Amount: 25.00.

Rental Or Contract Performance Guarantee (Event), Amount: 500.00. Additional Information: $250 upfront preparation fee plus $250 p.a. (paid in advance)

Production Of Deeds (Event), Amount: 0.00. Additional Information: Charged at cost

Special Attendance Fee (Event), Amount: 0.00. Additional Information: Charged at cost

Mortgage Default Notice Fee (Event), Amount: 0.00. Additional Information: Charged at cost

Lenders Mortgage Insurance (lmi) (Event), Amount: 0.00. Additional Information: LMI fees and charges available on application

Staff Assisted Transfer (Event), Amount: 2.00.

Copy Of Print Statement - Fee (Event), Amount: 1.50. Additional Information: $1.50 per page

Limitations & Restrictions (Constraints)

Min Balance of 50000.00

■ ■ ■

Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.

Timezone: 1 · [ CHANGE ]

Want a No Obligation Discussion?

■ ■ ■

Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.

Timezone: 1 · [ CHANGE ]

Want a No Obligation Discussion?

Like this mortgage product?

General Enquires: 1300 235 433 • Support: (02) 8765 8887

The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

BeliefMedia Pty Limited